During an ordinary, non-emergency trip on a Georgia public road, you hold your phone below the steering wheel while talking on speakerphone. Which statement is correct?
Correct answer: Speakerphone does not make holding the phone lawful
The hands-free rule still prohibits holding or supporting the phone with your body during ordinary driving. Speakerphone changes how you hear a call, not whether you are holding the device.
Source: Georgia Governor's Office of Highway Safety, Hands-Free Law, current agency guidance accessed 2026-09-13; page reproduces the 2018 Hands-Free Georgia Act, Section 4 / O.C.G.A. 40-6-241. Summary first bullet; 40-6-241(c)(1), with subsection (g) exceptions reviewed. Corroboration: Georgia FY2026 Annual Grant Application, 405(e), O.C.G.A. 40-6-241(a)-(g) reprint, physical 276-277 / printed 275-276, full text read 2026-09-13: https://www.nhtsa.gov/document/georgia-fy-2026-annual-grant-application#page=276. ↗
You stop in a traffic lane at a red light. No emergency is involved. Does that stop let you pick up your phone as though the car were lawfully parked?
Correct answer: No, the hands-free restriction still applies at the traffic signal
GOHS specifically includes cars stopped at traffic signals and stop signs. Waiting in traffic is not the lawfully parked exception.
Source: Georgia Governor's Office of Highway Safety, Distracted Driving, Cell Phones; current agency guidance accessed 2026-09-13, including vehicles stopped at signals or stop signs. Cell Phones; corroborating Hands-Free Law 40-6-241(g)(4). Corroboration: Georgia FY2026 Annual Grant Application, 405(e), O.C.G.A. 40-6-241(a)-(g) reprint, physical 276-277 / printed 275-276, full text read 2026-09-13: https://www.nhtsa.gov/document/georgia-fy-2026-annual-grant-application#page=276. ↗
Your phone is secured in a mount during an ordinary drive. An email appears on its screen. What should you do?
Correct answer: Wait until lawfully parked before reading the email
Mounting the phone does not permit reading email while driving. The restriction covers text-based communications even with hands-free technology; navigation and automatically converted voice messages have separate exceptions.
Source: Georgia Governor's Office of Highway Safety, Hands-Free Law, current agency guidance accessed 2026-09-13; page reproduces the 2018 Hands-Free Georgia Act, Section 4 / O.C.G.A. 40-6-241. Summary second bullet; 40-6-241(c)(2)(A)-(B) and (g)(4). Corroboration: Georgia FY2026 Annual Grant Application, 405(e), O.C.G.A. 40-6-241(a)-(g) reprint, physical 276-277 / printed 275-276, full text read 2026-09-13: https://www.nhtsa.gov/document/georgia-fy-2026-annual-grant-application#page=276. ↗
On an ordinary trip, which display use falls within Georgia's stated exception to the driver's ban on watching video on a phone or stand-alone electronic device?
Correct answer: Data related to navigating the vehicle
The exception concerns vehicle-navigation data, not entertainment that happens to share the navigation screen. The driver must still exercise due care.
Source: Georgia Governor's Office of Highway Safety, Hands-Free Law, current agency guidance accessed 2026-09-13; page reproduces the 2018 Hands-Free Georgia Act, Section 4 / O.C.G.A. 40-6-241. Summary third bullet; 40-6-241(b) and (c)(3). Corroboration: Georgia FY2026 Annual Grant Application, 405(e), O.C.G.A. 40-6-241(a)-(g) reprint, physical 276-277 / printed 275-276, full text read 2026-09-13: https://www.nhtsa.gov/document/georgia-fy-2026-annual-grant-application#page=276. ↗
Which ordinary message use is expressly excepted from Georgia's ban on writing, sending, or reading text-based communications while driving?
Correct answer: Speaking a message that the device automatically converts to written form
Automatically converted voice-based messages are expressly excepted. That does not permit holding the phone, manually reading or typing messages, or driving without due care.
Source: Georgia Governor's Office of Highway Safety, Hands-Free Law, current agency guidance accessed 2026-09-13; page reproduces the 2018 Hands-Free Georgia Act, Section 4 / O.C.G.A. 40-6-241. Summary second bullet; 40-6-241(b), (c)(1), and (c)(2)(A). Corroboration: Georgia FY2026 Annual Grant Application, 405(e), O.C.G.A. 40-6-241(a)-(g) reprint, physical 276-277 / printed 275-276, full text read 2026-09-13: https://www.nhtsa.gov/document/georgia-fy-2026-annual-grant-application#page=276. ↗
Which use matches Georgia's stated exception to the video-recording restriction during ordinary driving?
Correct answer: A device used solely to continuously record video inside or outside the vehicle
The recording exception is for a device used solely for continuous recording or broadcasting inside or outside the vehicle. It is not general permission to handle a phone or watch recordings while driving.
Source: Georgia Governor's Office of Highway Safety, Hands-Free Law, current agency guidance accessed 2026-09-13; page reproduces the 2018 Hands-Free Georgia Act, Section 4 / O.C.G.A. 40-6-241. Summary fourth bullet; 40-6-241(c)(4), read with (c)(1) and (c)(3). Corroboration: Georgia FY2026 Annual Grant Application, 405(e), O.C.G.A. 40-6-241(a)-(g) reprint, physical 276-277 / printed 275-276, full text read 2026-09-13: https://www.nhtsa.gov/document/georgia-fy-2026-annual-grant-application#page=276. ↗
Which call purpose is specifically covered by an exception in Georgia's hands-free law?
Correct answer: Reporting a traffic crash or a medical emergency
Reporting a traffic crash or medical emergency is among the listed exceptions. Routine personal or work calls are not emergency reports. The separate duty to operate the vehicle with due care still applies.
Source: Georgia Governor's Office of Highway Safety, Hands-Free Law, current agency guidance accessed 2026-09-13; page reproduces the 2018 Hands-Free Georgia Act, Section 4 / O.C.G.A. 40-6-241. 40-6-241(g)(1), with (b) and all (g)(1)-(4) exceptions reviewed. Corroboration: Georgia FY2026 Annual Grant Application, 405(e), O.C.G.A. 40-6-241(a)-(g) reprint, physical 276-277 / printed 275-276, full text read 2026-09-13: https://www.nhtsa.gov/document/georgia-fy-2026-annual-grant-application#page=276. ↗
You plan to listen to a streaming music app that requires touching your phone to choose a playlist. When should you do that setup?
Correct answer: Before getting on the road
GOHS says to activate or program a phone-based music app before getting on the road. Listening to permitted audio does not make on-road phone programming acceptable.
Source: Georgia Governor's Office of Highway Safety, Hands-Free Law, current agency guidance accessed 2026-09-13; page reproduces the 2018 Hands-Free Georgia Act, Section 4 / O.C.G.A. 40-6-241. Summary fifth bullet, streaming-music setup and vehicle-radio control distinctions. Corroboration: Georgia FY2026 Annual Grant Application, 405(e), O.C.G.A. 40-6-241(a)-(g) reprint, physical 276-277 / printed 275-276, full text read 2026-09-13: https://www.nhtsa.gov/document/georgia-fy-2026-annual-grant-application#page=276. ↗
A child's rear-facing seat still fits the child within all of its manufacturer's limits. A caregiver wants to turn it forward just because the child has grown older. What does Georgia DPH recommend?
Correct answer: Keep the child rear-facing until the seat's maximum height or weight limit is reached
DPH recommends rear-facing use for as long as possible, up to the seat manufacturer's maximum height or weight limit. An age preference or the position of the child's feet alone does not replace the seat's limits.
Source: Georgia Department of Public Health, Information for Parents and Caregivers, Car Seat, Booster Seat, and Seat Belt Safety Tips; page last updated 2025-12-19, accessed 2026-09-13. Safety recommendation, not a statement of every Georgia statutory exemption. How to Use a Car Seat / Best practice transportation recommendations / Rear-Facing. ↗
A child still fits within the manufacturer's limits for a forward-facing seat with a five-point harness. Which choice follows Georgia DPH's safety recommendation?
Correct answer: Continue the harness seat until its maximum height or weight limit is reached
DPH recommends moving to a booster only after the forward-facing harness seat's maximum height or weight limit is reached. Follow the manufacturer's instructions for the next appropriate restraint.
Source: Georgia Department of Public Health, Information for Parents and Caregivers, Car Seat, Booster Seat, and Seat Belt Safety Tips; page last updated 2025-12-19, accessed 2026-09-13. Safety recommendation, not a statement of every Georgia statutory exemption. How to Use a Car Seat / Best practice transportation recommendations / Booster Seat. ↗
A child fits an adult belt in one car but the belt crosses the child's neck and abdomen in another. The child is still within the limits of an appropriate booster. What is the safer choice for the second car?
Correct answer: Use the appropriate booster to obtain a proper belt fit in that seating position
DPH advises checking belt fit in every vehicle and seating position. The lap portion should sit on the hip bones and the shoulder portion on the shoulder. A fit that worked elsewhere does not establish a safe fit here.
Source: Georgia Department of Public Health, Information for Parents and Caregivers, Car Seat, Booster Seat, and Seat Belt Safety Tips; page last updated 2025-12-19, accessed 2026-09-13. Safety recommendation, not a statement of every Georgia statutory exemption. How to Use a Car Seat / Best practice transportation recommendations / Booster Seat and Seat Belt. ↗
You are installing a child seat in a different car and are unsure which installation arrangement is permitted. What should you do before carrying the child?
Correct answer: Read both the child-seat and vehicle manuals and get a certified technician's help if needed
Every car seat and vehicle can differ. DPH directs caregivers to both manuals and a certified Child Passenger Safety Technician when assistance is needed.
Source: Georgia Department of Public Health, Information for Parents and Caregivers, Car Seat, Booster Seat, and Seat Belt Safety Tips; page last updated 2025-12-19, accessed 2026-09-13. Safety recommendation, not a statement of every Georgia statutory exemption. Car Seat, Booster Seat, and Seat Belt Safety Tips; manufacturer-instruction and CPST paragraphs. ↗
An adult passenger says the front air bag makes a seat belt unnecessary. What is the correct safety response?
Correct answer: The passenger should buckle up because air bags work with seat belts
Air bags are designed to supplement seat belts, not replace them. An unbelted occupant can strike a rapidly opening air bag or be thrown about or out of the vehicle.
Source: NHTSA, Seat Belts, Seat Belt Safety for Adults / The Top 5 Things You Should Know About Buckling Up; current federal safety guidance accessed 2026-09-13, not a Georgia seat-belt-law exemption summary. Top 5, item 2: Air bags are designed to work with seat belts, not replace them. ↗
Before departure, an adult passenger puts the shoulder belt under an arm to keep it away from the neck. What correction is appropriate?
Correct answer: Adjust for proper fit across the middle of the chest, not under the arm
NHTSA says the shoulder belt belongs across the middle of the chest, away from the neck, and must not go under an arm or behind the back. Use the vehicle's adjustment provisions to obtain the proper fit.
Source: NHTSA, Seat Belts, Seat Belt Safety for Adults / The Top 5 Things You Should Know About Buckling Up; current federal safety guidance accessed 2026-09-13, not a Georgia seat-belt-law exemption summary. Top 5, item 3, Guidelines to buckle up safely; Back Seat, belt-height adjustment guidance. ↗
If you are found at fault in a covered crash, what is the main purpose of your automobile liability coverage?
Correct answer: To help pay for injury or property damage you caused to others
Liability coverage helps pay damages to others on your behalf when you are at fault. Coverage for damage to your own vehicle is a different part of an auto policy.
Source: Georgia Office of the Commissioner of Insurance and Safety Fire, Auto Insurance; current agency guidance accessed 2026-09-13. Liability Insurance and Physical Damage Insurance. ↗
An owner keeps only coverage for theft and fire damage to the owner's car, but cancels liability insurance. Is that enough to meet Georgia's insurance requirement for driving the car on public roads?
Correct answer: No, physical-damage coverage does not replace required liability coverage
Comprehensive physical-damage coverage and liability coverage serve different purposes. Coverage for theft or fire damage to your own car is not a substitute for the required liability coverage.
Source: Georgia Office of the Commissioner of Insurance and Safety Fire, Auto Insurance; current agency guidance accessed 2026-09-13. Liability Insurance; Physical Damage Insurance, including lender/lease distinction. Ordinary insured personal car, not an approved self-insurance arrangement. ↗
Your Georgia-registered car is inoperable and will not be driven. You intend to cancel its liability policy. What does DOR say to do first?
Correct answer: Cancel the vehicle's registration before canceling its insurance
DOR instructs owners to cancel registration before canceling insurance for a vehicle that is no longer in service. An actively registered vehicle has a continuing insurance requirement.
Source: Georgia Department of Revenue, Cancellation and Reinstatement of Registration; introductory requirements and How to reinstate registration; current agency guidance accessed 2026-09-13. Introductory paragraph; corroborated by Vehicle Insurance Requirements, inoperable/not-in-service bullet. ↗
You voluntarily canceled a car's Georgia registration while it was stored. It is now repaired and insured again, but its registration has not been reinstated. May you drive it on public roads?
Correct answer: No, wait until the registration is properly reinstated as well
DOR says a car with canceled registration must not be driven. Reinstatement is a separate process; obtaining insurance does not by itself restore the registration.
Source: Georgia Department of Revenue, Cancellation and Reinstatement of Registration; introductory requirements and How to reinstate registration; current agency guidance accessed 2026-09-13. Introductory prohibition and How to reinstate registration. Voluntary cancellation, not a detailed suspension-penalty question. ↗
You have owned your personal car for two years. It has an ordinary personal insurance policy, not a fleet, self-insurance, rental, commercial, or IRP arrangement. How should you verify that Georgia DOR has received proof of coverage?
Correct answer: Check the DRIVES insurance status and contact the insurer about missing information
For an ordinary vehicle, the insurer files proof electronically with DOR, and you can check receipt through DRIVES. An insurance card alone is not the accepted proof, although you should still carry it. Special situations have different documentation rules.
Source: Georgia Department of Revenue, Insurance Coverage, Acceptable Proof of Vehicle Insurance and Other Proof of Insurance Situations; current agency guidance accessed 2026-09-13. Ordinary established personal-policy vehicle, not newly acquired, rental, fleet, self-insured, commercial or IRP. Opening coverage/card paragraphs and Acceptable Proof of Vehicle Insurance; Other Proof of Insurance Situations reviewed. ↗
Your title and registration show the correct vehicle identification number, but your insurance policy card has a wrong digit. Who should you contact promptly to correct the insurance information?
Correct answer: Your insurance company
DOR directs owners to the insurer when the policy information has the wrong VIN. Only the insurer can change its insurance-database information. An incorrect title or registration would instead be a County Tag Office matter.
Source: Georgia Department of Revenue, Motor Vehicle Liability Insurance Policies - Insurer's Responsibilities, Vehicle Information Number (VIN) Must Match; current agency guidance accessed 2026-09-13. Vehicle Information Number (VIN) Must Match; GEICS Insurance Database - How It Works. ↗
After urgent safety and medical needs at a crash are addressed, which information set is most useful for the insurance claim?
Correct answer: The other driver's contact details, plate information, insurer and policy number, plus witness contacts
Georgia OCI recommends obtaining driver and vehicle identifiers, insurance information, and passenger and witness contacts. A color description or first name alone can leave important gaps.
Source: Georgia Office of the Commissioner of Insurance and Safety Fire, Tips for Filing Auto Insurance Claim; current agency guidance accessed 2026-09-13. Claim-documentation guidance, not an exhaustive collision-duty statute. Tips for Filing Auto Insurance Claim, item 5. Information gathering, not permission to leave a scene or delay emergency assistance. ↗
Another driver appears to have caused a crash involving your car. After immediate scene needs are handled, what does Georgia OCI recommend about telling your own insurer?
Correct answer: Notify your insurer or agent as soon as possible
OCI recommends prompt notice to your own insurer or agent even when someone else caused the crash or it occurred far from home. Ask what documents and next steps the claim requires.
Source: Georgia Office of the Commissioner of Insurance and Safety Fire, Tips for Filing Auto Insurance Claim; current agency guidance accessed 2026-09-13. Claim-documentation guidance, not an exhaustive collision-duty statute. Tips for Filing Auto Insurance Claim, item 9. ↗
Road and weather conditions change soon after a crash. When it is safe to document the event, what should you record for the claim?
Correct answer: The conditions at the time of the crash, the location, and available photos or a simple diagram
OCI recommends notes about the crash setting, weather, signs, signals, road conditions and collision location, with photographs if possible or a simple diagram. Record what occurred rather than substituting later conditions.
Source: Georgia Office of the Commissioner of Insurance and Safety Fire, Tips for Filing Auto Insurance Claim; current agency guidance accessed 2026-09-13. Claim-documentation guidance, not an exhaustive collision-duty statute. Tips for Filing Auto Insurance Claim, item 8. Documentation only when safe; no instruction to enter traffic or reconstruct a collision. ↗
A police officer has attended your crash. Which follow-up will help you obtain the official report for your insurance claim?
Correct answer: Record the officer's name and badge number and ask when and how to get the report
OCI recommends recording the officer's identifying details and the station's contact information, then asking when the report will be filed and how to obtain it. This is claim-preparation guidance, not a promise that a report is mailed automatically.
Source: Georgia Office of the Commissioner of Insurance and Safety Fire, Tips for Filing Auto Insurance Claim; current agency guidance accessed 2026-09-13. Claim-documentation guidance, not an exhaustive collision-duty statute. Tips for Filing Auto Insurance Claim, item 4. ↗
